Lifestyle
Top 20 U.S. Cities to Live Well on $1,500 a Month
By Jake Beardslee · March 12, 2024
![](https://lightwavereports.com/media/pages/top-20-u-s-cities-to-live-well-on-1-500-a-month/8e3c00f298-1712429671/aaron-shafer-ipso5qs-wum-unsplash.jpg)
Bloomington, Illinois
With a 17.1% lower cost of living than the U.S. average, Bloomington combines affordable healthcare, rent, and groceries with a vibrant local culture of jazz, art galleries, and museums. Aaron Shafer/Unsplash![](https://lightwavereports.com/media/pages/top-20-u-s-cities-to-live-well-on-1-500-a-month/1fbf605f9c-1712429686/joel-drzycimski-tkt-ifokeyc-unsplash.jpg)
Cedar Rapids, Iowa
A gem in the Midwest, offering a cost of living 18.4% below the national average, bolstered by affordable groceries and housing amidst a backdrop of parks, museums, and cultural districts. Joel Drzycimski/Unsplash![](https://lightwavereports.com/media/pages/top-20-u-s-cities-to-live-well-on-1-500-a-month/3096435c8f-1712429689/lukas-souza-fwztwuuc8n8-unsplash.jpg)
Lynchburg, Virginia
Where history meets affordability, with living costs 17.1% lower than the U.S. average, enriched by historic sites, riverfront concerts, and stunning mountain views. Lukas Souza/Unsplash![](https://lightwavereports.com/media/pages/top-20-u-s-cities-to-live-well-on-1-500-a-month/b9a71eccfd-1712429686/jason-rojas-dw4ciapgyzq-unsplash-1.jpg)
Grand Forks, North Dakota
Boasting a cost of living 11.8% below the national average, this city offers affordable groceries and plenty of activities, including live music and outdoor adventures. Jason Rojas/Unsplash![](https://lightwavereports.com/media/pages/top-20-u-s-cities-to-live-well-on-1-500-a-month/ef100d3062-1712429670/a_wind_turbine_and_a_windmill.jpg)
Lubbock, Texas
A city where your dollar stretches further, featuring grocery and healthcare costs below the national average, alongside music festivals, amusement parks, and a rich art scene. Matthew T Rader, https://matthewtrader.com/Wikimedia![](https://lightwavereports.com/media/pages/top-20-u-s-cities-to-live-well-on-1-500-a-month/1477eded53-1712429672/benjamin-lehman-ybyoqyker-m-unsplash.jpg)
Akron, Ohio
An affordability hotspot with a living cost 30.5% below the U.S. average, complemented by diverse cultural attractions like museums, theaters, and sports events. benjaminm lehman/Unsplash![](https://lightwavereports.com/media/pages/top-20-u-s-cities-to-live-well-on-1-500-a-month/0e6b24e5d5-1712429690/minot-_north_dakota_-2022.jpg)
Minot, North Dakota
Slightly under the national average in overall living costs but offers a rich quality of life with its zoo, air museum, and abundant outdoor activities. WeaponizingArchitecture/Wikimedia![](https://lightwavereports.com/media/pages/top-20-u-s-cities-to-live-well-on-1-500-a-month/8f10b2bffc-1712429673/brady-wilson-zaftt4ll7ia-unsplash.jpg)
Terre Haute, Indiana
A city where expenses can easily be kept under $1,500 a month, thanks to a 25.7% lower cost of living, offering college-town amenities, museums, and a vibrant arts scene. Brady Wilson/Unsplash![](https://lightwavereports.com/media/pages/top-20-u-s-cities-to-live-well-on-1-500-a-month/aee869b340-1712429675/david-banning-bkri50vjm3i-unsplash.jpg)
Abilene, Texas
Affordability meets culture, with housing costs nearly half the national average and a surprising array of arts, museums, and golf courses. David Banning/Unsplash![](https://lightwavereports.com/media/pages/top-20-u-s-cities-to-live-well-on-1-500-a-month/61dfb32033-1712429688/lera-kogan-m-yaqsveph8-unsplash.jpg)
Erie, Pennsylvania
Offers a cost of living 25.4% lower than the national average, alongside attractions like Presque Isle State Park, professional sports, and casinos. Lera Kogan/Unsplash![](https://lightwavereports.com/media/pages/top-20-u-s-cities-to-live-well-on-1-500-a-month/1a4a99109d-1712429683/grant-beirute-qq_oddzzjck-unsplash.jpg)
Tulsa, Oklahoma
An attractive cost of living 16.8% below the national average, with low grocery costs and numerous festivals, museums, and public golf courses to enjoy. Grant Beirute/Unsplash![](https://lightwavereports.com/media/pages/top-20-u-s-cities-to-live-well-on-1-500-a-month/481293ca08-1712429692/waterloo-_iowa_-2022.jpg)
Waterloo, Iowa
Despite higher healthcare costs, Waterloo offers a significantly affordable living with groceries 7.1% lower than the national average and housing costs 59.3% lower, complemented by botanical gardens, museums, and extensive bike trails. WeaponizingArchitecture/Wikimedia![](https://lightwavereports.com/media/pages/top-20-u-s-cities-to-live-well-on-1-500-a-month/fa4b547de9-1712429680/fontainebleau_state_park-_louisiana_2019_01.jpg)
Lake Charles, Louisiana
This city offers a blend of affordability, with lower costs for groceries and healthcare, alongside a rich cultural scene featuring music, casinos, parks, and a historic district, making it an ideal spot for enthusiasts of the arts and outdoor activities. Mark Holloway/Wikimedia![](https://lightwavereports.com/media/pages/top-20-u-s-cities-to-live-well-on-1-500-a-month/bce7dcde80-1712429668/1600px-amarillo_texas_downtown.jpg)
Amarillo, Texas
With a nearly 20% lower cost of living than the national average, Amarillo balances slightly higher healthcare costs with lower grocery costs and affordable rent, offering a unique "cow town" experience with museums, performing arts, and nearby outdoor adventures. Who What Where Nguyen Why a/k/a Anonymous Cow/Wikimedia![](https://lightwavereports.com/media/pages/top-20-u-s-cities-to-live-well-on-1-500-a-month/70198fb2e1-1712429676/downtown_muncie.jpg)
Muncie, Indiana
Boasting a 28.1% lower cost of living than the national average, Muncie is a college town offering vibrant arts and cultural scenes, affordable healthcare and grocery costs, and significantly low housing costs. Emmmmh/Wikimedia![](https://lightwavereports.com/media/pages/top-20-u-s-cities-to-live-well-on-1-500-a-month/916535c2de-1712429691/prescott-_arizona.jpg)
Prescott, Arizona
Known for its below-average living costs, Prescott offers an active cultural scene, outdoor activities like golfing and hiking, and a community that supports a comfortable and engaging retirement lifestyle. Mike McBey/Wikimedia![](https://lightwavereports.com/media/pages/top-20-u-s-cities-to-live-well-on-1-500-a-month/c2bf1af190-1712429685/hot_springs_collage.png)
Hot Springs, Arkansas
A retiree's haven with living costs 7.5% below the U.S. average, offering relaxation in its natural hot springs, affordable healthcare, and housing, and a variety of outdoor and leisure activities.![](https://lightwavereports.com/media/pages/top-20-u-s-cities-to-live-well-on-1-500-a-month/8685595155-1712429669/1600px-grand_junction-_colorado_-4847110047.jpg)
Grand Junction, Colorado
Offers a cost of living 4.4% below the national average, with a plethora of free outdoor activities, tax benefits for retirees, and cultural offerings from Colorado Mesa University. Rennett Stowe from USA/Wikimedia![](https://lightwavereports.com/media/pages/top-20-u-s-cities-to-live-well-on-1-500-a-month/e5ece44800-1712429681/gilchrist_park_punta_gorda_fl_06.jpg)
Punta Gorda, Florida
A retirement paradise with a cost of living 5.2% below the U.S. average, nearly half the population over 65, and amenities catering to a senior lifestyle, including waterfront sites, golfing, and an extensive network of bike trails and pathways. PCHS-NJROTC/Wikimedia![](https://lightwavereports.com/media/pages/top-20-u-s-cities-to-live-well-on-1-500-a-month/8645de1bdf-1712429668/1599px-7000_central_pkwy-_sandy_springs-_ga_july_2017.jpg)